Under the rules, the Minimum Income Threshold is £18,600. This means that the yearly income of the British sponsor/partner must be at least £18,600.
ECO-Friendly stresses that the annual income may be earned by either the British sponsor/partner or the Filipina applicant herself or both.
Thus, if the British husband earns £15,000 per year as a regular employee, and the applicant for the UK Spouse Visa or UK Fiancée Visa from the Philippines earns an yearly income of more than £4,000 a year, their combined annual income of £19,000 is more than enough to comply with the £18,600 Minimum Income Requirement.
ECO-Friendly notes that the official currency converter of the UK Embassy in the Philippines is the OANDA website at https://www.oanda.com/currency/converter/.
Therefore, if the applicant from the Philippines earns in Philippine Peso, the amount of salary per year must be converted into GBP by using the currency converter provided in the Oanda website.
Also worthy to note is the fact that if the annual income of the British sponsor in the form of the salary from his regular employment is insufficient to meet the requirements set forth by the UKVI, the rules may be observed by combining the salary with the other forms of income of the British partner or the applicant for the UK Spouse Visa or UK Fiancée Visa.
Other ways of meeting the financial requirement are the following:
- Non-employment income (income from property rental, dividends or shares)
- Cash savings
- Income from self-employment, as director or employee of a specified limited company in the UK
According to the Home Office, the table below shows how the sources of income may or may not be combined with each other.
ECO-Friendly would like to point out that aside from this very significant requirement (Minimum Income Threshold), there are two other requirements that are equally essential and must be proven by the presentation of adequate documentary evidence.
RELATIONSHIP AND ACCOMMODATION
The applicant for the UK Spouse Visa or UK Fiancée Visa must likewise show that her relationship with the British partner is legitimate and genuine.
Aside from this, she must also prove that they (Filipina applicant for the UK Spouse Visa or UK Fiancée Visa) have suitable accommodation when both of them are living in the UK.
On the part of the Filipina applicant for the UK Fiancée Visa, she must also prove, aside from the abovementioned qualifications, that a marriage is schedule to be celebrated within sixty (60) days of her arrival in the UK.
Another very important documentary evidence which the UKVI requires from the Filipina applicant is the English Language test certificate and the Tuberculosis Test certificate (which will be the topics for the next article).